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Loan Program

These materials are not from HUD or FHA and were not approved by HUD or a government agency.

The following is a partial list of programs offered by Duane Buziak Mortgage Broker with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 804-212-8663.

Conventional Loans

A popular loan type, conventional fixed rate loans feature a constant interest rate for the life of the life. Generally speaking, monthly payments remain constant.


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FHA Loans

FHA (Federal Housing Administration) loans are government-backed mortgage loans designed to make homeownership more accessible for low to moderate-income


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HELOC Loans

A HELOC, or Home Equity Line of Credit, is a type of loan that allows homeowners to borrow money against the equity in their home. Essentially, it’s a revolving line of credit, like a credit card,


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VA Loans

VA (Veterans Affairs) loans are mortgage loans specifically designed to assist eligible U.S. veterans, active-duty service members, and certain members of the National Guard.


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USDA Loans

USDA (United States Department of Agriculture) loans are government-backed mortgage loans that primarily aim to promote homeownership


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Jumbo Loans

Jumbo loans are a type of mortgage loan designed for purchasing high-value homes that exceed the conventional loan limits set by government,,,,They offer the flexibility


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Reverse Loans

Reverse mortgage loans, also known as reverse equity loans, are only available to homeowners 62 or older. Like its name indicates, this program pays the


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DSCR Loans

Construction loans are short-term loans designed to fund the construction or renovation of residential or commercial properties. They provide borrowers


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Non-QM Loans

Non-QM (Non-Qualified Mortgage) loans are mortgage products that do not conform to the strict guidelines set by government-sponsored entities like


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Bank Statement Loans

Bank Statement Loans offer a flexible solution for self-employed individuals or those with non-traditional income. Instead of tax returns, these loans use your bank


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Refinance Loans

Home Refinance Loans, also known as refinancing, involve replacing an existing mortgage with a new one, typically with different terms or interest rates.orrowers


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Foreign National Loans

Foreign national loans are mortgage loans specifically tailored for individuals who are not U.S. citizens or permanent residents but wish


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Commercial Loans

Commercial loans are financial products designed to support businesses in various ways, including financing property acquisitions, expansion, or working


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Reverse Mortgage Loans

Reverse mortgage loans are a unique financial product designed primarily for seniors, allowing them to convert a portion of their home


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Down Payment Assistance

We believe that the dream of homeownership should be within reach for everyone. One of the biggest barriers to buying a home can be saving for t


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PURCHASE LOAN

A purchase mortgage loan is a type of loan used to finance the purchase of a property. This loan is secured against the property you’re buying,


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RENOVATION LOAN

Are you looking to purchase a home that needs a little TLC? The FHA 203(k) mortgage loan in Glen Allen, VA might be the perfect solution for you.


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Construction Loans

Construction loans are short-term loans designed to fund the construction or renovation of residential or commercial properties. They provide borrowers


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